Invest with your
vision in view.
Begin with what you want your money to make possible. Understand your timeline and appetite for risk, then explore professionally managed portfolios.
Investing begins with
knowing what you are
building towards.
Your financial life is a reflection of what you want to make
possible.
Start with the life you want to build, when you want to get there and how much uncertainty you can live with along the way. Investing is a practice shaped by clear goals, informed choices and confidence built over time.
Build from where you are,
towards what matters.
Define
Choose a meaningful goal
and the timeline you are
working towards.
Understand
Consider your appetite for
risk and the market
movement it may involve.
Choose
Compare curated portfolios
across risk levels, markets,
themes and values.
Access
Invest through portfolios
built and managed by
professional partners.
Follow
Review your allocation,
performance and movement
towards the goal over time.
Give your investment a reason
to exist.
A home, education, travel, pilgrimage or longer-term wealth; your goal and timeline create the context for the approach you may consider.
Your goal
Connect investing to a tangible ambition, named in your own words.
Your timeline
Consider when the money may be needed, and why time changes the approach.
Your appetite for risk
Understand risk as movement, uncertainty and potential loss, stated plainly.
Investing gives
your money the
opportunity to
work towards
something larger.
Whatever the ambition, progress
begins by giving it time, direction
and a place to grow.
Choose a portfolio aligned with your
goals, values and appetite for risk.
Professional investment partners manage
the strategy. You remain clear on what
you are building towards.
Compare approaches
without navigating the
complexity alone.
A short, plain-language assessment gives you a place to begin. Explore each professionally built approach in relation to your goal, timeline and comfort with market movement.
Balanced
Balance growth potential with a more measured level of movement across
the portfolio.
Moderate movement in both directions, considered over five years or more.
Illustrative allocations. All investing involves risk; the value of an investment can rise or fall.
The expertise is professional. The
direction remains personal.
Portfolios are built and managed by our professional investment partners. They oversee the underlying strategy; you choose what your money works towards.
Curated portfolios
A considered range of investment approaches rather than an unstructured marketplace.
Professional oversight
Portfolio construction and management without making every underlying decision yourself.
Portfolio maintenance
Where available, allocations may be reviewed and rebalanced to stay aligned with the strategy.
See what you hold, how it
is moving and what it is
working towards.
Review value, allocation and performance alongside progress towards your goal. Tara can clarify investment concepts, fees and portfolio information, while every decision remains in your hands.
R184 250
Target 2031 · contributions R2 500 monthly
Illustrative portfolio. Past performance does not guarantee future results.
Have clarity on the cost
and conditions of
investing.
Fees
Review the applicable platform and portfolio fees, and see how costs may affect value over time.
Minimums
Understand the minimum to begin and to contribute, per portfolio and market.
Access
See the terms that apply to contributions, withdrawals, settlement and other actions.
Confirmed fees, minimums, transaction costs, settlement periods and withdrawal terms are shown with each investment option before you invest.
Investing questions,
answered.
What you need to know before you begin, in plain language.
No specialist knowledge is assumed. Vault22 explains goals, risk and portfolio information in plain language, while professional investment partners manage the underlying strategies.
Begin with your goal, timeline and appetite for market movement. A short assessment may provide a useful starting point, after which you can compare the available approaches and decide for yourself.
Portfolios are built and managed by professional investment partners. Partner names, responsibilities and regulatory information are provided with the relevant product details.
Yes. All investing involves risk, and the value of an investment can rise or fall. Different approaches involve different levels of movement and potential loss, which should be considered alongside your goal and timeline.
Shariah-compliant portfolios follow defined Islamic finance principles and screening criteria. The applicable standard, scholar review and monitoring process are explained within each option. Explore Islamic Finance.
No. Past performance does not guarantee future results, and no portfolio can promise that a goal will be reached.
Put your future in motion.
Define your goal, understand the available approaches and choose how you want to build towards what comes next.
Free to explore. Fees and minimums shown before you invest.